Investment Property Insurance for Oklahoma & Beyond

Insurance for Investment Properties That Actually Makes Sense

Because you're not insuring your home. You're protecting an income-producing asset.

Whether it’s a single-family in the suburbs, a short-term rental near downtown, or a portfolio of duplexes across multiple states—your insurance should be structured like the business it is.

Why Your Rental Property Needs the Right Insurance

Most standard homeowners policies won’t cover claims if the home is being rented out. Even “landlord add-ons” can fall short when it comes to real-life exposures like tenant damage, vacancy periods, or short-term rental guests.

You're running a business. The insurance should reflect that.

Who This is For

• Landlords with single-family or multifamily units

• Short-term rental hosts (Airbnb, Vrbo, Furnished Finder, etc.)

• BRRRR investors who buy, rehab, rent, refi, and repeat

• Out-of-state investors managing properties remotely

• Portfolio owners with multiple LLCs or partners

• Accidental landlords who turned their old home into a rental

Common Investor Insurance Questions

Q: Can I use my regular homeowners policy?
A: No. Most carriers will deny claims if they find out your property is tenant-occupied. You need a proper landlord or rental dwelling policy.

Q: What about Airbnb or short-term rentals?
A: Absolutely. We work with carriers that specialize in short-term rental coverage—including guest-caused damage, loss of income, and liability for STR-specific risks.

Q: What if my property is vacant during renovations?
A: We offer vacant renovation insurance and builder’s risk coverage to protect you before the property is tenant-ready.

Q: Do I need to list each LLC or partner?
A: Yes, and we can help structure the policy with proper Named Insureds, Additional Insureds, and Loss Payees so you’re covered legally and contractually.

Q: Can I bundle multiple properties under one policy?
A: You bet. We can build a schedule of properties so you’re not juggling 12 renewal dates and 12 bills. One policy, one renewal, one point of contact.

Q: Do you offer loss of rent coverage?
A: Yes. If a fire or covered loss makes the property unlivable, loss of rental income is one of the first things we protect.

What Makes Us a Fit for Investors

We don’t just write policies—we think like investors.
Because we are investors.

Our agency owns a large portfolio of real estate ourselves. We understand what matters: protecting cash flow, structuring policies across LLCs, managing risks during rehabs, and getting coverage in place quickly when you're under contract.

We’ve been through renovations, evictions, refis, and tenant disasters—so we don’t just talk the talk. We write policies the way we’d want them written for our own properties.

Whether you’re running numbers on a BRRRR, managing short-term rentals remotely, or adding doors to your portfolio, we’ll speak your language and help you protect what you’re building.

Get a Quote That Doesn’t Waste Your Time

Quick, investor-friendly quote process. Minimal back-and-forth. We get the info we need and get you bound fast—usually within 24 hours.